Lead Analytics Engineer Borrowing

Monzo · Cardiff, London

Remote GBP 97,800 – 125,000 May 5, 2026

Job Summary

Join our Borrowing Analytics Engineering Team as a Lead Analytics Engineer to shape the future of customer service through data-driven decision-making and real-time analytics. Contribute to data model design, develop robust data models, and maintain best practices for our Data Warehouse.

Key Responsibilities

Serve as a data architect for Monzo's Borrowing data, contributing to the design and scalability of data models.
Develop robust data models downstream of backend services to support internal reporting, machine learning, and financial use cases.
Shape and maintain best practices for our Data Warehouse, including source data payload design and logical data modeling.

Who This Role Suits

Experience in data model design and development.
Strong background in backend services and data architecture.
Ability to maintain best practices for data warehouse management.

Tips to Apply

Mention the word ANGELIC and tag RNTEuNzcuMjE3LjEyNw== in your application to show attention to detail.
Highlight your experience in data model design and backend services.
Demonstrate your ability to maintain best practices in data warehouse management.

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Full Job Description

ðLondon, Cardiff or Remote in the UK | ð° Â£97,800 -125,000 + Benefits | Hear from the team â¨Â âOur Borrowing Analytics Engineering Team: Our Mission in Borrowing is to enable people's financial goals through better borrowing. Our customers look to borrow money to enable them to achieve something in their lives - whether thatâs making a big life event affordable, buying something they need now without affecting their monthly budget, or getting by until payday. And weâre looking to shape this mission by building products that our customers love, whilst scaling those top revenue lines across the business safely.Â We're looking for a Lead Analytics Engineer within our borrowing team to help build world class service for the bank of the future. You will play a critical role in overseeing our foundational data platforms, identifying and driving opportunities to enhance our current capabilities. Your expertise will be pivotal in allowing us to scale into new global markets, build new products and shape the future of how we serve our customers.Â We have a strong culture of data-driven decision making across the whole company. And we're great believers in powerful, real-time analytics and empowerment of the wider business.Â ðYouâll play a key role by... - Serving as a data architect for Monzoâs Borrowing data, contributing to the design and scalability of data models that measure the performance of our product suite. - Develop robust data models downstream of backend services, primarily in BigQuery, to support internal reporting, machine learning, large language models, as well as financial and regulatory use cases. - Be a key voice in shaping and maintaining best practices for our Data Warehouse, including source data payload design, logical data modelling, implementation, metadata, and testing standards.
Please mention the word **ANGELIC** and tag RNTEuNzcuMjE3LjEyNw== when applying to show you read the job post completely (#RNTEuNzcuMjE3LjEyNw==). This is a beta feature to avoid spam applicants. Companies can search these words to find applicants that read this and see they're human.

Skills

go backend design ui machine learning ai api remote

Frequently Asked Questions

This Lead Analytics Engineer Borrowing position is suitable for Mid-level professionals. Monzo is looking for candidates with proven experience in the key skills mentioned, typically 2-5+ years depending on the specific requirements.

Yes, this is a fully remote Lead Analytics Engineer Borrowing position. You can work from anywhere with a reliable internet connection.

Key skills for this Lead Analytics Engineer Borrowing position include: go, backend, design. Having a strong foundation in these areas will make your application competitive. Experience with related tools and frameworks is also valuable.

To apply, click the 'Apply' button on this page, which will direct you to Monzo's application portal. Have your resume, portfolio (if applicable), and a compelling cover letter ready.

Based on current market data, Lead Analytics Engineer Borrowing positions typically range from $97800 to $125000 annually, depending on experience and location.

Highlight relevant experience with go, backend, design. Include specific projects, achievements, and measurable results. Tailor your resume to match the job description, focusing on how your background aligns with Monzo's needs.

Most hiring processes take 2-4 weeks from application to offer. This may include initial screening, technical assessments, interviews, and background checks. Monzo will keep you informed throughout each stage.